Registration goes through the DMV
In New Hampshire, boat registration is handled by the Division of Motor Vehicles, not by a separate marine agency. That surprises people who have boated in states where a fish-and-game or natural-resources department owns the job. Registering a motorised boat used on public waters is a legal requirement, not an optional step, and the registration decal has to be displayed as the state directs. If you have just bought a boat, sort the paperwork before the first launch rather than after, because enforcement is active on the water here.
Requirements differ by boat type, by propulsion and by how the boat is used, and fees and renewal cycles are set by the state and revised from time to time. Rather than repeat a figure that may have moved, check the current rules with the New Hampshire DMV directly. The same applies to a boat bought out of state, a documented vessel, or a hull with a title question: those are exactly the cases where the state's own guidance is worth reading rather than a summary of it written by somebody else.
The boating education certificate
New Hampshire requires a boating education certificate to operate a motorboat above a certain horsepower on the state's public waters. The certificate comes from an approved safe-boating course and, once earned, it does not expire the way a licence renewal does. Courses are offered in classroom form and online. The certificate is recognised as proof of education rather than as a licence attached to a particular boat, so it travels with the operator rather than with the hull, and every person who takes the helm needs their own.
The exact horsepower threshold, the age rules, the temporary-certificate options and the exemptions for visitors, rentals and certain operators are the parts people most often get wrong, and they are the parts most likely to have been updated since any given article was written. Confirm the current threshold and the current exemptions with the state before you assume your boat or your guest is covered. If somebody else is going to drive during the season, it is worth checking their status too, not just your own.
Who enforces it on the water
On Lake Winnipesaukee the enforcing authority is the New Hampshire State Police Marine Patrol. They handle registration and equipment checks, operating offences, impaired operation, accident investigation and assistance calls. A Marine Patrol stop is routine and usually brief: expect registration to be checked, and expect them to look for the required safety equipment actually aboard and accessible, not buried under a season's worth of gear in a locker.
Marine Patrol also publishes the current rules and is the right place to take a question about a specific situation, whether that is a local restriction, a towing rule, or what counts as adequate equipment for your particular boat. Penalties are set by statute and are not worth guessing at. With eight towns fronting this lake and at least two hundred and sixty-four islands in it, the patrolled area is large, and traffic patterns vary considerably between the open broads and the narrow passages between islands.
Safety equipment, in general terms
Every boat is expected to carry a wearable life jacket for each person aboard, in the right size for that person and in serviceable condition. Boats above a certain size also carry a throwable flotation device. Beyond that, the general categories are a fire extinguisher appropriate to the boat, a sound-producing device, navigation lights that work if the boat is out at night or in reduced visibility, and visual distress signals where they apply. Ventilation and backfire-flame-control requirements apply to petrol inboard and sterndrive installations.
What none of that tells you is the exact requirement for your boat, because the specifics vary by hull length, by propulsion type and by whether the boat carries passengers for hire. Extinguisher ratings and counts, life-jacket types and the rules covering children all sit in that detail. Check the current requirements against your boat's length and type with the state, and check the gear itself at the start of the season: expired flares, a discharged extinguisher and a life jacket with a torn strap all count as not having it aboard.
Speed, headway and local rules
The principle behind the speed rules is simple even where the numbers are not. Near shore, near swimmers, near docks, rafts, moored boats and other vessels, you are expected to slow to headway speed, meaning the slowest speed at which the boat still steers and makes way, throwing no appreciable wake. The distances that trigger it, and the speed limits that apply in open water and after dark, are set by state law and are the sort of detail to confirm with Marine Patrol rather than take from any website.
Lake Winnipesaukee also carries additional restrictions of its own, which is worth knowing if you boat elsewhere in the state as well. The lake's geography makes that practical rather than bureaucratic. A body of water twenty-one miles long and from one to nine miles wide, scattered with islands and narrow channels, mixes high-speed open runs and tight crowded passages within a few minutes of each other. Wake in the wrong place does real damage to moored boats and to shoreline, which is much of why the rules exist at all.